silent Killer – Inflation rate in India Makes you poor – how?
Silent killer is a word you may have heard so many times in your life. In addition, silent killer poisons exist in poison. and In personal finance, there is one more silent killer called the inflation rate in India, which will make you poor. In addition, the majority of the time you don’t know the exact cause for becoming poor. What is the average inflation rate in India historically?… Type historical average inflation in India in Google, and then you will get the page from Wikipedia. In addition, you can see in the above image that the average inflation since …
Real Estate – Why it is a bad investment?
Real estate is a prime investment option for most of the people in Andhra Pradesh and Telangana. We think that it is a good investment. But that is not true. Real estate is a bad investment option. We think will give more return(profit) than anything else. There are few reasons why it is not worth investment. Below are a few reasons explained… Real estate investment needs a loan to purchase… Real estate investment demands a lump sum amount at the time of purchase, which many of us do not have. As a result of this, we tend to take heavy …
INVESTMENT PLANNING-What is in our hand? (Telugu)
what is Investment? : We earn money every month. We have to save some money for our future financial needs. Investment planning required for this purpose. After doing this planning Investments has to be done. We have to consider few parameters while doing this planing like Inflation, expected Return on Investment, No of years left for the goal and amount available to invest immediately etc. Read this article about inflation and its effect on Purchasing power https://paisahealth.in/inflation-what-is-it-how-it-decreases-purchasing-power-of-money-telugu/ Future Value of Investment : In Investment Planning Time Value of Money plays an important role. Formulae For Future Value = PV*(1+R)^N Pv means …
Investment Future Value- How to Calculate it? (Telugu)
We all work and earn money for our daily household expenses. Then we will spend on household expenses, we try to do investment in the mutual fund, shares, real estate and Life insurance etc for our future Financial needs. Banks will print investment Future value on the deposit slip You may be thinking to buy a house or planning for child higher education etc. But before starting to do invest, it is always better to calculate the future value that you will get from your investment. When you deposit money in Bank Fixed Deposits, They will issue Deposit slip stating the maturity value. …
Financial Goal Future Value- How to calculate?(Telugu)
Your financial goal will increase because of inflation in future. …
Investment delay-How many crores you will lose?
An investment delay will cost you very much. You may lose crores of wealth also in the long run. In this article, I will explain how many crores you will lose with an example. Case Study for Investment Delay… There are two persons, Ram and Shyam, whose age is 23 years. Both got a job recently, and the salary per month is Rs 50,000. The salary growth rate expected is 5% every year. Both of them can save up to 20% of the salary per month (Rs. 10,000). But only Ram started doing investments of Rs. 10,000 per month. While …
CAGR( Compounded Annuilized Growth Return)- How it is calculated? (Telugu)
CAGR means that we will get interest on interest on our investment. …
Inflation- What it is? How it decreases purchasing power of money? (Telugu)
These days you may have heard about inflation in Media. In this article, I will explain how it decreases the purchasing power of money. What is Inflation? For example, you have vacant land in your city. There is a large number of people are willing to buy your land. Then the price of the land will increase significantly. The increase in the price of goods and services is called Inflation. Example your real estate price increase because of this only. What is Deflation? If is just reverse to Inflation. If there are no one or very few buyers are willing …
Absolute Return or Total Return- What is it and How it is Calculated?( Telugu)
Absolute return means how much total profit you got as a percentage on your investment. …
