Cash Flow Statement – What is its importance in your Financial Planning?
Cash Flow Statement is an important part of the “Financial Planning“, in your Financial Goals journey. All of us will be having some “Financial Goals” in our life. In addition, a few goals are house buying, retirement planning or financial freedom planning, child higher education and child marriage, etc. However, You may be having a few extra financial goals apart from the above goals. Before understanding the Cash Flow Statement, I advise you to understand What are the different ways to achieve a Financial Goal. Click this link to read about How to achieve a Financial Goal.’ Now, after reading …
Pay Zero Tax – On your white money-Here is the way…
Pay Zero Tax on your white money is the headline for this article. You may be surprised by seeing this headline and you may be thinking that I am joking. But, It is true. You can pay zero tax on your income completely. First, Let’s Understand the different categories of people who are earning money. There is a four-category type of people who are earning money. Salaried Employees Business People Self Employed Professionals Read this article that How Cost Inflation Index will help you in Paying less Tax? Also, read the article that What are the benefits of filing Income …
Business – What is the best way to do to get profit ?
Business People, If I ask them why You are doing Business instead of putting money in a Bank Fd? They used to reply to get a profit. Why People do business instead of keeping their money in Bank Fd? Then, they used to give me an answer that they are doing it to get more profit. But this is not the right answer. People do biz in order to get more return over and above inflation. Why because of inflation money will lose it’s purchasing power. Read this article to understand inflation and its impacts on the purchasing power of …
Equity vs Real Estate-Which one gives you better return?
Equity vs Real estate which one gives better return? This question and debate tend to happen between many investors many times. Those who read my earlier articles about real estate investing in my blog may think that I am against real estate investment. But I am not against real estate investment at all. I always try to tell you about the right investment in the right asset class at the right time. After completing reading this article you will understand that I am not against real estate investment. How most people analyze their investment return? Most people analyze their investment …
Real Estate Investment-are you looking to do? Wait…
People who are doing Real estate Investment or about to invest do not know a big problem that they are going to face in the future. Yes, What I am saying is right. Don’t you believe me? Then read this article till the end. You will understand what I am saying… Read this article why real estate investment is bad reasons? Click here to read. What is the Investment style of Indians in the Real estate to create wealth?… We Indians, especially South Indian People that we will get more return from real estate investment. Moreover, In this process, we …
Employee-Govt or Pvt- Looking for investment?|| Do Like this.
Employee Govt or Pvt who are planning for investment for their future financial goals, this article will help to some extent. If I ask any salaried about the return they got from their investments? Then they simply say that they do not know. Instead, they will tell me that They have accumulated 30 lakh wealth or 1 crore wealth with their investments in their entire career. But this is not the right approach to do your investments. First, Primary objective in investments must be to beat inflation. Here, In this article, I am trying to calculate return on investment of …
PPF or ELSS-Where to invest? Do not ask this question|| Do this instead…
PPF or ELSS which is good to invest in the question most investors think while doing tax planning. They are investing in these two only for tax saving. But this is not the right approach. You should be investing goal oriented ( retirement, own house, etc) following asset allocation. In addition, If you can save some tax while doing goal oriented investment, then it will be a bonus to you. Should you invest in PPF or ELSS only for Tax Saving?… No, you can choose other tax saving instruments like Bank FD, NSC, EPF ( Private employees), GPF ( for …
Financial Goals-How to achieve them?
Own House, Child Higher Education, Retirement Planning and Wealth creation etc are the few “Financial Goals” that every one of us dreams about. You can achieve them easily. What is the real Thrill (Kick) of achieving all our Financial Goals or Return? I have seen a famous Telugu movie called “KICK -2” recently. Ravi Teja acted as Hero in that Movie. Hero Ravi Teja always searching for Kick, and in the process he neglects people around him. Finally, at the end of the movie, The Hero of this movie realizes about the real Kick that he will get is only …
stocks (Shares) Investment-How to do easily with RSI (Relative Strength Indicator)?
Investment in Stocks or shares is most people dream. But very few people know how to invest? In stocks, entry and exit points are very important. Using the Relative Strength Index (RSI) technical indicator, it is easy to know when to enter or exit from stocks. Use this link to get registered to scan the stocks to invest What is an Indicator in Stocks (Shares)?… Open Trading and Demat Account in Zerodha to invest in Stocks (Shares). Click this link to open an account. When we are driving a bike or car or any kind of Vehicle, if any person …
Doctors Financial Planning-How they have to do?
Doctors also need Financial Planning in order to achieve their Financial Goals and Dreams. But Doctors do not know they should Financial Planning. Ten years back I used to think that Doctors are the highest income earners and career is so stable. This is still true to some extent. But it is not same in case of all Doctors. Yes, In their definitely will opportunity to earn money always as it has huge demand for Doctors. Some of you know that I am running a Telugu You tube channel in the name of Paisa Health. I am getting some leads …
