Real Estate Investment-are you looking to do? Wait…
People those who are doing Real estate Investment or about to invest invest do not know a big problem that they are going to face in future. Yes, What I am saying is right. Don’t you believe me? Then Read this article till the end. You will understand what I am saying… Read this article why real estate investment is bad reasons? Click here to read. What is the Investment style of Indians in the Real estate to create wealth?… We Indians, especially South Indian People that we will get more return from real estate investment. Moreover, In this process …
Employee-Govt or Pvt- Looking for investment?|| Do Like this.
Employee Govt or Pvt who are planning for investment for their future financial goals, this article will help to some extent. If I ask any salaried about the return they got from their investments? Then they simply say that they do not know. Instead, they will tell me that They have accumulated 30 lakh wealth or 1 crore wealth with their investments in their entire career. But this is not the right approach to do your investments. First, Primary objective in investments must be to beat inflation. Here, In this article, I am trying to calculate return on investment of …
Bankrupt-What if Your Insurance Company gets bankrupted?
Bankrupt is the main worry for many of us when we are going to take any kind of insurance company policy. We believe that Lic of India will never get bankrupt In addition we believe that Private Life Insurance companies are not safe. As a result of this we take life insurance policies from Lic Of India Only. Let’s discuss what is the truth?… Here, The huge crowd of Lic agents always spreading the message that Lic of India can never go bankrupt(get closed). In addition, these LIC agent say that Lic of India is backed up by Government India. …
Debt Funds Types in India – After Sebi Categorization.
Debt Funds Types in India and their categorization and rationalization has been done by SEBI. Most People think that Mutual funds will invest in stock market only. But mutual funds also have an other type of funds called debt funds which invest in bonds, money market etc. Let us discuss in detail about these debt funds… If you would like to invest in stock market, then you require some scans to short list the list of stocks. Click this link to scan the stocks. The Debt funds are categorized and rationalization of mutual funds done by SEBI are mainly divided …
PPF or ELSS-Where to invest? Do not ask this question|| Do this instead…
PPF or ELSS which is good to invest in the question most investors think while doing tax planning. They are investing in these two only for tax saving. But this is not the right approach. You should be investing goal oriented ( retirement, own house, etc) following asset allocation. In addition, If you can save some tax while doing goal oriented investment, then it will be a bonus to you. Should you invest in PPF or ELSS only for Tax Saving?… No, you can choose other tax saving instruments like Bank FD, NSC, EPF ( Private employees), GPF ( for …
Navjeevan Plan No.853 of Lic-Features and Review
LIC of India launched a new Non-Linked with profit Plan i.e Navjeevan Plan No.853 on 18th March 2019. Let us discuss it’s features and review. Why LIC of India launches new Plans in Jan to March Months every year?… If you see the history, LIC always launches new policies every year in January to march. Here, The reason is simple Employees or Tax Payers usually plan their tax-saving investments from January to March months. So, in order to attract these tax payers LIC of India launches new plans every year in Jan to March months. Navjeevan Plan No.853 Features and …
Financial Goals-How to achieve them?
Own House, Child Higher Education, Retirement Planning and Wealth creation etc are the few “Financial Goals” that every one of us dreams about. You can achieve them easily. What is the real Thrill (Kick) of achieving all our Financial Goals or Return? I have seen a famous Telugu movie called “KICK -2” recently. Ravi Teja acted as Hero in that Movie. Hero Ravi Teja always searching for Kick, and in the process he neglects people around him. Finally, at the end of the movie, The Hero of this movie realizes about the real Kick that he will get is only …
stocks (Shares) Investment-How to do easily with RSI (Relative Strength Indicator)?
Investment in Stocks or shares is most people dream. But very few people know How to invest? In stocks entry and exit points are very important. Using Relative Strength Index (RSI) technical indicator, it is easy to know when to enter or exit from stocks. Use this link to get registered to scan the stocks to invest What is an Indicator in Stocks (Shares)?… Open Trading and Demat Account in Zerodha to invest in Stocks (Shares). Click this link to open account. When we are driving a bike or car or any kind of Vehicle, if any person want to …
Doctors Financial Planning-How they have to do?
Doctors also need Financial Planning in order to achieve their Financial Goals and Dreams. But Doctors do not know they should Financial Planning. Ten years back I used to think that Doctors are the highest income earners and career is so stable. This is still true to some extent. But it is not same in case of all Doctors. Yes, In their definitely will opportunity to earn money always as it has huge demand for Doctors. Some of you know that I am running a Telugu You tube channel in the name of Paisa Health. I am getting some leads …
NPS Tax Benefits 2019- Under Sections 80 CCD(1), 80 CCD(2) and 80 CCD(1B).
NPS tax benefits changed in Budget 2019. Do you know about the changes done to 80 CCD(1), 80 CCD(2) and 80 CCD(1B) sections? I already wrote a post about EEE exemption of NPS maturity at retirement. Click here to read. But I felt a separate article needed to explain NPS Tax benefits under Budget 2019. Read article about what is NPS? How to join in it?. Click here to read. Earlier NPS has EET tax status. That means when you invest tax exempted, on the return of NPS also tax exemption, But when you withdraw 60% NPS at the time …
