INVESTMENT PLANNING-What is in our hand? (Telugu)
what is Investment? : We earn money every month. We have to save some money for our future financial needs. Investment planning required for this purpose. After doing this planning Investments has to be done. We have to consider few parameters while doing this planing like Inflation, expected Return on Investment, No of years left for the goal and amount available to invest immediately etc. Read this article about inflation and its effect on Purchasing power https://paisahealth.in/inflation-what-is-it-how-it-decreases-purchasing-power-of-money-telugu/ Future Value of Investment : In Investment Planning Time Value of Money plays an important role. Formulae For Future Value = PV*(1+R)^N Pv means …
Investment delay-How many crores you will lose?
An investment delay will cost you very much. You may lose crores of wealth also in the long run. In this article, I will explain how many crores you will lose with an example. Case Study for Investment Delay… There are two persons, Ram and Shyam, whose age is 23 years. Both got a job recently, and the salary per month is Rs 50,000. The salary growth rate expected is 5% every year. Both of them can save up to 20% of the salary per month (Rs. 10,000). But only Ram started doing investments of Rs. 10,000 per month. While …
Inflation- What it is? How it decreases purchasing power of money? (Telugu)
These days you may have heard about inflation in Media. In this article, I will explain how it decreases the purchasing power of money. What is Inflation? For example, you have vacant land in your city. There is a large number of people are willing to buy your land. Then the price of the land will increase significantly. The increase in the price of goods and services is called Inflation. Example your real estate price increase because of this only. What is Deflation? If is just reverse to Inflation. If there are no one or very few buyers are willing …
Simple interest Rate- What is it and How it is calculated? (Telugu)
In Simple Interest, Interest on int will not be paid.As a result of this Compounding Interest benefit is not there. Read this article about Return calculation in Real estate etc https://paisahealth.in/715-2/ Simple Interest Explained with an Example How to calculate it? : Lets take a Example to understand it Better. For Example you have invested Rs.1,00,000 and received Rs.2,00,000 after 10 years. Then What is the Simple Int rate in this Investment? As I said above, In this compounding Effect will not be there. There will be fixed interest upfront and that int will not be added to the principle amount …
VRK Diet- What it is?How to Cure Diabetes with out Vrk Diet?
Vrk Diet to Cure Diabetes and to lose Over Weight is famous in India. Now many people are following this Diet in India. Do not watch the video in this article, if you do not Telugu. As the language spoken in the video is Telugu. Who Invented Vrk Diet? Veeramachaneni Rama Krishna invested this diet. He is from Andhra Pradesh, India. Therefore it is called a Vrk Diet. This diet brought a revolutionary change in Indian medical history. He says that more fat intake will reduce overweight and cures diabetes. Vrk has a Freind. That friend has Diabetes. He advised the …
EPF Balance – How to check online? ( Telugu)
EPF Balance online EPF department started facility to check your EPF balance online. In Employee has to contribute 12% of his basic salary. Employer will contribute 3.67% to wards EPF and 8.33% of basic salary towards EPS. Now EPF department started facility to check EPF balance online. In EPF interest will be paid for every completed months. click this link to know EPF NOMINATION RULES and How to change nominee online.https://paisahealth.in/epf-nomination-rules-explained-how-to-check-and-change-nominee-details-telugu/ To know how to check epf balance online watch this telugu video. …
Life Insurance Planning- How much insurance you required under need-based method?
Life insurance planning is very important in insurance planning. In addition, there are two methods that you can plan to take a life insurance policy. 1. Human Life Value or Income Replacement Method. 2. Need-based method. The life insurance coverage required you can calculate with any one of the methods. In the first place, you should know that life insurance and insurance should not be mixed (read this), and also term insurance is the only policy that is good to take in life insurance to protect dependents from financial loss. Soon I will write an article about the term life insurance …
Human Life Value(hlv)- How to calculate in Life Insurance?
Life insurance is a must-have for every earning person in the family to protect their dependents in case of their absence. Moreover, life insurance protects life dependents financially in his absence. There are a few methods available to calculate the amount of life insurance needed. 1. Human Life Value Method or Income Replacement Method. Here, In this article, I will give an Excel template to calculate human life value (HLV) too. Read this article about LIC vs. postal life insurance. Click here to read. Want to invest in shares, then read this article? Click this link to read. Need-Based Analysis …
