High roi – is required to recover capital – When?
If there is a correction in the stock market, an equal return of investment is not sufficient to recover the previous fall in the market, and a high ROI is required to do the needful for you. Yes, you are reading correctly. In case the market falls by 10%, you may be thinking that again, if the market rises by 10%, your capital will be fully recovered. Actual fact is different. Let’s learn more about it. % ROI required to recover the capital? Extra roi required if the market corrects by 10%? Let’s assume that you have invested 1 lakh …
silly mistakes – to be avoided while doing investment
Silly mistakes are what the majority of times investors tend to do in their investment journey. In this article, I am exploring some of those mistakes to be avoided. Let’s find the silly mistakes in your investment journey… 1st mistake Doing investment with a loan… Many investors tend to do investment by taking a loan. In addition, investments like buying a 2nd house, land, and even buying mutual funds units with loans. Moreover, doing business with a loan makes sense. But buying any kind of asset with a loan doesn’t make sense. We cannot predict the rate of return that …
is fd good investment – All you need to know
Is FD good investment? If this question is on your mind, Then read this complete article. Investors save their money for their future needs, like children’s higher education, child marriage, buying a house and retirement, etc. In addition, most investors consider depositing their money in bank FD to earn some interest on their deposits. You can see in the above image that state bank India interest rate for less than year is 6.25% to 7%, depending on age of the depositor, etc. But your question is whether investing in bank FD is a good idea or not?. Before telling about …
silent Killer – Inflation rate in India Makes you poor – how?
Silent killer is a word you may have heard so many times in your life. In addition, silent killer poisons exist in poison. and In personal finance, there is one more silent killer called the inflation rate in India, which will make you poor. In addition, the majority of the time you don’t know the exact cause for becoming poor. What is the average inflation rate in India historically?… Type historical average inflation in India in Google, and then you will get the page from Wikipedia. In addition, you can see in the above image that the average inflation since …
pradhan mantri fasal bima yojana – All you need to know
Pradhan Mantri Fasal Bima Yojana was launched to provide crop insurance coverage in India. In addition, the slogan of this scheme is one nation, one crop, one premium. Moreover, this scheme will provide financial support to farmers who suffer crop damage due to natural calamities, pests, and diseases. To stabilise the income of farmers to ensure their continued farming. To encourage farmers to adopt innovative and modern agricultural practices. To ensure the flow of credit to the agriculture sector. Implementation Agency for PMFBY… The scheme shall be implemented through a multi-agency framework by selected insurance companies. under the overall guidance …
Nifty 50 CAGR – How to calculate for next 10 years?
Nifty 50 CAGR for 10, 20, 30 years can be calculated. Do remember, you are about to do it for the future. Always remember, we cannot predict the future accurately. What is the formula for the CAGR? … Compounded Annuilized Grate Rate formulae = (future value/present value)^ (1/number of years)-1. In addition, in a normal calculator, you cannot calculate its value. and you need Microsoft Excel or a scientific calculator. We know that nifty 50 is trading at 24000 levels. Hence, the present value in the above formula will be PV = 24000. In addition, we would like …
nifty 50 future prediction – The best way to do
Nifty 50 future prediction, can we predict for the next 10 years, 15 years?. and The answer is yes and No both. But for doing that, you need to have some assumptions, and some existing data for nifty 50 is required. And please be aware that these are assumptions. There is no guarantee that the assumption will come true. And there is no harm; try to predict the nifty 50 levels in the future before investing your hard-earned money. Before jumping into the topic, let me explain one example about farming. I am from a village background. In addition, our …
Debt mutual funds – All You need to know
Debt Mutual Funds: Do You Like to Know the Basics of them? Here, I am trying to explain in one article about these funds. I have seen many investors not investing in debt mutual funds. In addition, the main reason for it is they do not understand them well. And they feel that the rate of return will be very low compared to equity. As a result of these, investors stay away from debt funds. Let’s explore further to understand better in this article. Debt Mutual funds are needed for your overall portal diversification… We always say that all the …
Poor to rich – The Path You must know
Poor to rich is the dream for many people. As there are 80 million out of 1.2 billion as of 2019 PPP’s International comparison program. Now, I will explain the mistakes that poor people must avoid. Mistakes that Poor must avoid… Avoid Chit funds completely… I have seen poor people use chits always for their financial needs. In addition, chit funds are a high-risk investment option. And default risk is very high in these funds. I have seen so many chit fund owners running away with people’s money and making lakhs and crores of scams. In spite of that, people …
Gold Price today – How to arrive in Indian Rupees?
Gold Price today in Indian rupees is the word. Many people search for this word on Google frequently. But do you know how this price will be arrived? If you do not know, then read this article. In addition, Majority of the gold mining is done in New Zealand, South Africa, etc Moreover, the currency accepted in selling the gold in these countries is the US dollar. What is the one-ounce gold price at present?… You can see in the image that the one-ounce gold price is 2507.90 in these countries. In addition, Majoorith or all of these …
