Do you need to have health insurance and health emergency funds? Or is one of them enough? Here in this article, I have tried to explore the pros and cons of the above options. Health insurance policies, in many cases, will not settle 100% of the claim. In addition, health insurance claims can be rejected in some cases, especially cashless claims. Moreover, there is no clear control over health insurance companies for increasing the health insurance premiums. Finally, all the above factors make an individual think about a health emergency fund in place of a health insurance policy. Health Emergency …