Health insurance is worth it in India or not? is the question I usually hear from my existing clients or prospective clients.   Today, a serious discussion happened with one of my clients. He is a well-educated person, well settled, and earning a good salary. A few years back, I gave him “Financial Planning. As a part of financial planning, I had given him health insurance planning. He has health insurance for his family and for his parents as well. Three years completed. Now comes the fourth and the policy is due for renewal. Further more, he is not willing …