Call girls are also part and parcel of our society. As per my limited knowledge, I remember that the Supreme Court has ordered that prostitution these days is not illeagual. In addition, they will select this profession for earning money.

However, human trafficking for the sake of prostitution or for any other purposes is illegal.

In addition, I believe that one day in India, these girls will get a license from the government to do the prostitution.

But it will take decades to happen like that.

Thought: We Indians think about sex in our minds.

We feel or fear that talking about sex in public is a crime.

But in western countries, it is different.

Many of those countries openly promote prostitution as a tourism tool, including some Asian countries.

Anyhow, this article is not for debating about prostitution in India.

As per my knowledge, a huge number of women are into this prostituion business to earn money.

To address them and how they can save money only, I am writing this article.

Though this article is about call girls, call boys also read and implement many things discussed in this article.

Why do girls become called girls? …

To maintain standard of living…

A famous heroine at a young age caught doing prostitution in a hotel.

In addition, in an interview, it is common among some heroines.

The main reason for it is that that herione’s income will be up and down.

Most heroines will not have a long-lasting career.

one year, they may act in 2 to 3 movies, and suddenly after one or two their career may be over.

Due to this, their income will also be up and down.

These heroines will have some high standard of living when they have movies in hand.

In addition, the standard of living involves things like having good number of employees, and some relatives and friends are expecting some help from these heroines, etc.

Not only heroines, but girls from other professions or from other segments come into this prostitution to increase their standard of living or maintain their standard of living.

And in some cases, a sudden spouse loses a job or meets with an accident.

But due to a lack of financial planning, their life goes into a toss.

As a result of this, girls find prostitution is the way to come out of the crisis.

In some cases, to clear the debts of parents, spouses, or lovers, they enter into this profession.

How much does a call girl in India earn per month? …

It depends on many factors that determine how much a prostitute will earn.

a) Age

b) City

C) Targeted segment. i.e Targetted men.

d) Marketing

e) Fairness, skin color, height, communication skills, etc.

In addition, these call girls will earn as low as Rs. 30,000 per month to 1 crore per month, or even higher.

Can call girls earn consistently money for years? …

The answer is NO.

Call girls cannot earn consistently.

As their age increases, the demand for them will go down.

In addition, health conditions in the future may also not help to participate in sex several times.

And mental aspects also may play a role for them to do this profession for years.

Important things that call girls should implement…

File I.T returns…

Though these girls earn huge money, they fail to file income tax returns.

As a result of this, there may be income tax problems from the IT department.

Follow Financial Planning…

Have proper financial planning with the help of a Sebi Registered Investment Advisor.

And implement that plan strictly.

Always try to continue this profession for not more than 10 years and plan accordingly.

And do not trust anyone, including yourself, and save or invest most of your earnings in your name only in your own house, and for retirement, etc., in equity mutual funds.

Finally, They should have proper term , health and accidental insurance, and critical health insurance, etc. for a premium Let’s say 1 lakh per year, approximately.

And the surplus surplus money must be invested as per their risk profile and financial situation in financial assets like mutual funds, PPF, etc.

Moreover, if they are able to invest Rs. 50,000 per month in equity mutual funds, they will be able to accumulate 1 crore approximately.

However, their investment must generate a minimum of 10% p.a. CAGR to accumulate 1 crore wealth.

Why can’t a girl marry and stop this business? …

Everyone wants respect in their life, right?. Or some day she may want to stop this profession, as its not easy to deal with male emotions daily.

Here, after 10 years, she can marry someone if she has someone who loves her.

And she can invest 50 lakh for their kids higher education and future.

In addition, she can invest a balance of Rs 50 lakh for her retirement life.

Moreover, she should not trust anyone, including her husband, parents, brothers, etc., when it comes to money.

And she should invest all the funds in her name only.

Now, let’s assume that at the time she stopped prostitution, her age is 30.

Also assume that she will do a proper respectable job or business for her living till she attains age 60.

Then, let’s see how much wealth she will have in her hand at age 60 for investing 50 lakh now.

You can see in the above image that she will end up accumulating 8 crore if the rate of return is 10% in 30 years time, excluding the 50 lakh invested for children’s future.

And this 8 crore may be sufficient for her happy retirement life, which will take care till she ends her life.

I request not to follow all the steps in this article blindly.

As the financial planning varies person to person.

So, I strongly advise you to hire a Sebi-regulated investment for your own financial planning.

Read an article about the time value of money.

Also, read about 5 interesting facts about Sukanya Sammridhi Yojana.

And read about how to pay low interest on your home loan.

Also, read How Tithe Will Make You Poor.

And read about life insurance planning—how much life insurance cover do you need?

Also read Why you should not take one crore term insurance?…

And read about PPF vs. SSY—which is good for your girl child?…