Mutual funds vs Stocks – Which is best for you to invest?
Mutual funds vs Stocks which one to choose to invest for your financial goals? This question you should ask yourself if you are about to start your investments in both mutual funds and stocks or in one of them. I have seen some investors investing in direct stocks thinking that they can gain more return than mutual funds. In addition, they think that mutual funds finally invest the money in the stocks only. Why I can not do my self? Mutual funds vs Stocks -Which is better for you?… 1) Knowledge required in mutual funds and stocks… Stock Investment …
Mutual Funds – What are best funds in 2019 for investment?
Thanks to Mutual Fund Sahi Hai advertisements in Television etc. More people started to invest in mutual funds to get profit(read this). Most people often ask me to suggest some best funds every now and then. Now, New year has entered. To get more traffic and to fulfill my site visitors wish I have to write an article about the best funds for the year 2019. Sebi knows its dangerous to invest in funds without proper risk appetite. Sebi’s duty is to protect investors. If you watch carefully, This Sahi Hai campaign by mutual funds slowed down drastically. Sebi has …
Real Estate – Why it is a bad investment?(Telugu)
Real Estate is a Prime Investment option for most of the people in Andhra Pradesh and Telangana. We think that it is a good investment. But that is not true. Real estate is a bad investment option. We think will give more return(profit) than anything else. There are few reasons for this why it is not worth investment. Below Few reasons explained… Real Estate Investment needs Loan to purchase… Real Estate Investment demands lump sum amount at the time of purchase which many of us do not have. As a result of this we tend to take heavy loans to …
Sebi Registered Investment Adviser-How he help in creating wealth?(Telugu)
Most people think that they do not require any investment advice. They think they can manage on their own. But it is not true. A Sebi Registered Investment Adviser will add value and helps in creating wealth with investment advice in your better financial journey of Investment planning and Financial Planning.He will help you in planning for house, retirement, child education and insurance etc. I know you people do not agree. I will give an example where some of my clients and my paisa health youtube channel subscribers. Do read this article though you are not a Govt. Employee of Andhra Pradesh …
Mutual Funds – How to Invest with out Pan Card? (Telugu)
SEBI has decided to exempt the requirement of the permanent account number (PAN) for investing (both lump sum and SIP) up to Rs 50,000 per mutual fund company, per year. Now, instead of PAN, investors can submit their voter id card, passport or driving license for photo identification. The rule is applicable with immediate effect without KYC to Invest in mutual funds… Earlier Process? Earlier investors were allowed to invest up to a maximum of Rs 50,000 per year across all mutual fund companies and a PAN card was mandatory to comply with KYC. Read an article about calculating return in stocks, Mutual funds and …
Life Insurance Death Claim- How to invest this Death Claim Amount? (Telugu)
Term Life Insurance covers pure risk only. Term Life Insurance has no bonus and maturity. People are looking for pure risk only these days. A Lic Employee called me over the phone recently. She is a regular visitor of my Paisa Health youtube channel. The Reason is there is a LIfe Insurance Death claim in her family. For Nominee Investing Death claim amount not known… Also, Read the article about EPF nomination benefits and rules… click here to read. What is her need? : Recently her cousin’s son was dead. His age is 30 years. He has a mother and …
Investment Future Value- How to Calculate it? (Telugu)
We all work and earn money for our daily household expenses. Then we will spend on household expenses, we try to do investment in the mutual fund, shares, real estate and Life insurance etc for our future Financial needs. Banks will print investment Future value on the deposit slip You may be thinking to buy a house or planning for child higher education etc. But before starting to do invest, it is always better to calculate the future value that you will get from your investment. When you deposit money in Bank Fixed Deposits, They will issue Deposit slip stating the maturity value. …
Financial Goal Future Value- How to calculate?(Telugu)
Your financial goal will increase because of inflation in future. …
Investment delay-How many crores you will lose?
An investment delay will cost you very much. You may lose in crores of wealth also in the long run. Here, in this article, I will explain how many crores you will lose with an example. Case Study for Investment Delay… There are two persons Ram and Shyam whose age is 23 years. Both got a job recently, and the salary per month is Rs.50,000. The salary growth rate expected is 5% every year. Both of them can save up to 20% of the salary per month ( Rs.10,000). But only Ram started doing investment Rs.10,000 per month. While Shyam …
CAGR( Compounded Annuilized Growth Return)- How it is calculated? (Telugu)
CAGR means that we will get interest on interest on our investment. …
