Housing Loan(Home loan) is quite common now to buy a house. But after taking house loan, a question arises prepay the loan? or do not prepay the loan? Why We take home loan?… Living in Own House is a big dream for most of us. But very few of us has money to buy the house. Therefore, to fulfill our dream of living in own house, we will go for home loans. E.M.I will be based on the loan amount taken and the term of the loan. Sometimes this E.M.I  tenure is as higher as 360 months(some banks providing). Why you …