Human Life Value(hlv)- How to calculate in Life Insurance?(Telugu)
Life Insurance a must thing to every earning person in the family to protect their dependants in case of their absence. Moreover, Life Insurance protects Life Insured Dependants financially in his absence. There are a few methods available to calculate the amount of life Insurance needed. 1. Human Life Value Method or Income Replacement Method. Here, In this article, I will give an Excel template to Calculate Human Life Value(HLV) too. Read this article about LIC vs Postal Life Insurance. Click here to read. Need-Based Analysis or Expenses Replacement Method is another way to Calculate Life InsuranceRequirement. This method I will …
What are the different types of Life Insurance Policies? (Telugu)
Life insurance covers basically covers two kind of risks. 1. Living short 2. Living long. …
APGLI/TSGLI- Why it is a wealth destroyer? (Telugu)
If you increase your APGLI/TSGLI premium, you may end up losing your wealth. Yes, it is true, I will explain in detail. There is a misconception among Andhra Pradesh and Telangana Government Employees that APGLI/TSGLI will give 11.5% interest per year. But that big mistake, I have proved that they are wrong, you can read in this article. APGLI/TSGLI never said that It will give 11.5% interest on the premiums paid. You can find premium rates and bonus in this link. Click here APGLI/TSGLI- Why it will destroy your wealth if you increase your premium? So many Government Employees are increasing this life …
