Business – What is the best way to do to get profit ?
Business People, If I ask them why You are doing Business instead of putting money in a Bank Fd? They used to reply to get a profit. Why People do business instead of keeping their money in Bank Fd? Then, they used to give me an answer that they are doing it to get more profit. But this is not the right answer. People do biz in order to get more return over and above inflation. Why because of inflation money will lose it’s purchasing power. Read this article to understand inflation and its impacts on the purchasing power of …
VPF – Why Pvt Employees should not forget?
VPF means the Voluntary Provident Fund. This is an optional saving for Pvt Employees. Employees usually save money in EPF ( Employee Provident Fund). In addition, Employees can contribute over and above the fixed limit of 12% in this Provident Fund. The government of India will fix the rate of interest in this Fund. Moreover, in this fund one can contribute up to 100% of ( Basic + D. A). In addition, This P.F is a risk-free and tax-free investment option for Pvt Employees. Moreover, the Employer will not contribute to this Fund. In addition, an Employee can easily transfer …
Life Insurance Agents are making better profit than you How?
Life Insurance agents used to sell for most of us insurance policies to get profit for their livelihood. But Agents will try to push some policies to us. Endowment Type of policies also heavily pushed by Agents for us to Buy. Here, in this article, I am trying to tell you How much profit You will get and at the same time How much your agent is getting? But Many policyholders are arguing with me that their agents had given them back the commission that they are getting. Hence they are dreaming that they are smart and made a huge …
Equity vs Real Estate-Which one gives you better return?
Equity vs Real estate which one gives better return? This question and debate tend to happen between many investors many times. Those who read my earlier articles about real estate investing in my blog may think that I am against real estate investment. But I am not against real estate investment at all. I always try to tell you about the right investment in the right asset class at the right time. After completing reading this article you will understand that I am not against real estate investment. How most people analyze their investment return? Most people analyze their investment …
Real Estate Investment-are you looking to do? Wait…
People who are doing Real estate Investment or about to invest do not know a big problem that they are going to face in the future. Yes, What I am saying is right. Don’t you believe me? Then read this article till the end. You will understand what I am saying… Read this article why real estate investment is bad reasons? Click here to read. What is the Investment style of Indians in the Real estate to create wealth?… We Indians, especially South Indian People that we will get more return from real estate investment. Moreover, In this process, we …
Employee-Govt or Pvt- Looking for investment?|| Do Like this.
Employee Govt or Pvt who are planning for investment for their future financial goals, this article will help to some extent. If I ask any salaried about the return they got from their investments? Then they simply say that they do not know. Instead, they will tell me that They have accumulated 30 lakh wealth or 1 crore wealth with their investments in their entire career. But this is not the right approach to do your investments. First, Primary objective in investments must be to beat inflation. Here, In this article, I am trying to calculate return on investment of …
Bankrupt-What if Your Insurance Company gets bankrupted?
Bankrupt is the main worry for many of us when we are going to take any kind of insurance company policy. We believe that Lic of India will never get bankrupt In addition we believe that Private Life Insurance companies are not safe. As a result of this we take life insurance policies from Lic Of India Only. Let’s discuss what is the truth?… Here, The huge crowd of Lic agents always spreading the message that Lic of India can never go bankrupt(get closed). In addition, these LIC agent say that Lic of India is backed up by Government India. …
Debt Funds Types in India – After Sebi Categorization.
Debt Funds Types in India and their categorization and rationalization has been done by SEBI. Most People think that Mutual funds will invest in the stock market only. But mutual funds also have another type of funds called debt funds which invest in bonds, money market, etc. Let us discuss in detail these debt funds… If you would like to invest in the stock market, then you require some scans to shortlist the list of stocks. Click this link to scan the stocks. The Debt funds are categorized and rationalization of mutual funds done by SEBI are mainly divided into …
PPF or ELSS-Where to invest? Do not ask this question|| Do this instead…
PPF or ELSS which is good to invest in the question most investors think while doing tax planning. They are investing in these two only for tax saving. But this is not the right approach. You should be investing goal oriented ( retirement, own house, etc) following asset allocation. In addition, If you can save some tax while doing goal oriented investment, then it will be a bonus to you. Should you invest in PPF or ELSS only for Tax Saving?… No, you can choose other tax saving instruments like Bank FD, NSC, EPF ( Private employees), GPF ( for …
Navjeevan Plan No.853 of Lic-Features and Review
LIC of India launched a new Non-Linked with profit Plan i.e Navjeevan Plan No.853 on 18th March 2019. Let us discuss it’s features and review. Why LIC of India launch new Plans in Jan to March Months every year?… If you see the history, LIC always launches new policies every year in January to march. Here, The reason is simple Employees or Tax Payers usually plan their tax-saving investments from January to March months. So, in order to attract these taxpayers, LIC of India launches new plans every year in Jan to March months. Navjeevan Plan No.853 Features and Eligibility… …
